Friday, December 21, 2012

Find out your coverage before lightning strikes..

As people all along the East Coast continue to deal with the effects of Hurricane Sandy, there is something very important to consider.  Do you know how your home is covered under your insurance policy...in this moment?  For most people the answer would be "No".  Most people call up their agent, tell them that they just bought a house and ask for coverage.  The agent asks for some information and sends over a policy which the homeowner believes will provide complete coverage in the event of a loss.  Unfortunately when the loss occurs, it is too late to worry about coverage....you have what you have and that's it.  Only then do many people find out that they have inadequate coverage.  The lesson here is get clear on your coverage before damage occurs.  What is a good deductible to have in place?  What is a good premium?  Do you have all of the proper endorsements?  Are the right names on the policy?  Protect (for most people) your most valuable asset...your home.  We as public adjusters give a FREE policy review and help you to locate issues with coverage and give you the information you need to make the changes you must.  The question to ask is "Why didn't my agent do this?"  Fill out the contact sheet on our website to schedule your FREE policy review.

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